Jharkhand State Employees Health Insurance Scheme : ?????? ?? ??????????? ???? ????? ????? ?? ?? ?????? , ???? ?????????? ???? (?????? ??????? ?????? ????????) ?? ????????? ??? ??????? ????? ???? ???? ????? ?????, ???? ???? ?????? ????, ??o ????? ?????? ?? ???????? ??? ?? ??? ????? ?? ??????? ???? ??? ??